Meet Our Board


Dolores Terrazas
Administrative Director, YMCA of the East Bay
Dolores Terrazas is a key member of the newly merged YMCA of the East Bay organization, and a member of the leadership unit of the Early Childhood Impact division. Her experience in the field of early childhood education ranges from direct operations as director of a 450-child development program (Head Start), private consulting, working in higher ed, local and national government to strategic planning and administration. In addition to her work in early education, Dolores has worked and forwarded the agenda of addressing social justice issues of immigrants and dual-language learners. Dolores is a native San Franciscan, holds a bachelor’s degree from San Francisco State University and a master’s degree in curriculum and instruction from New Mexico State University, plus is an alumna of the National Hispana Leadership Institute, a Head Start Fellow and a graduate of UCLA Johnson & Johnson Management Fellows Program.

Vice Chairperson

Kavita Gobburi
Community Investment Compliance Manager, Federal Home Loan Bank of San Francisco
Kavita Gobburi oversees a team that monitors projects awarded funding through the Affordable Housing Program (AHP). Formerly, she was a Senior Loan Officer at the Northern California Community Loan Fund and a Senior Financial Analyst at Bank of America in New York. Her experience in finance ranges from management reporting and financial analysis, to strategic planning and small business finance. In addition to her work in financial services, she has held executive positions in the nonprofit sector, addressing social issues including economic and community development, and education. Kavita worked as the director of a nonprofit focused on providing access to technology education to disadvantaged youth across the United States. She also has international experience working for a microfinance institution in Bangalore, India. Kavita graduated with an undergraduate degree in Biology from UC San Diego and an MBA from Thunderbird, Graduate School of International Management.


Whitney Jones
Director of Housing Development, Chinatown CDC
Whitney Jones first started in 1992 at Chinatown CDC, a San Francisco-based nonprofit that works in the areas of community planning and engagement; youth and leadership development; and housing development, management and service provision. He was hired as Housing Development Assistant before becoming a Project Manager, then Senior Project Manager, and eventually assuming his current position. Whitney has been involved in the acquisition, rehabilitation and development of over 2,000 units of affordable housing in Washington, D.C. and San Francisco. He is a graduate of LISC’s Housing Development Training Institute and the University of Southern California’s Bay Area Ross Program for Real Estate, as well as the University of Kansas with a B.A. in English, and the University of California, Berkeley with an M.A. in Geography.  He has lived in the Mission District since 1991.


Rafael Yaquian-Illescas
Attorney, Goldfarb-Lipman
Rafael Yaquian-Illescas specializes in the legal areas of community-economic development, affordable housing and real estate finance. His practice emphasizes land use, real estate, economic development and municipal government advice to public agencies, private organizations and individuals. Rafael also has extensive experience helping clients interpret and implement the redevelopment dissolution statutes.

Graciela Aponte-Diaz
Director of California Policy at the Center for Responsible Lending
Graciela Aponte-Diaz showcases a varied background in the world of lending. Before her current job, she worked at Self-Help Federal Credit Union.

Miriam Chion
City and Regional Planning Lecturer, UC Berkeley
Miriam Chion’s academic and professional work has focused on urban and regional planning, land use policies, community resources and international development. Until 2017, she was the Planning and Research Director at the Association of Bay Area Governments. Previously, she worked at Clark University, Mass., and at the San Francisco Planning Department.  Miriam completed her doctoral studies at UC Berkeley, and architectural degree in Lima, Peru. 

M. Teresa García
Family Resource Center Program Associate, First 5 San Francisco
M. Teresa García has worked as a business consultant, nationally and abroad, providing economic-development strategy for the past 17 years. She is dedicated to grassroots small businesses and community-economic development in underrepresented communities. Teresa showcases an excellent understanding of small-business challenges and economic-development issues as they relate to startup microenterprises, especially family child care facilities. She holds a Bachelor of Science Degree in Business Administration.

Jabari Herbert
Managing Member, The Herbert Enterprises Group
Jabari Herbert is a 25-year veteran of the real estate development industry. He currently identifies capital investment opportunities and manages the development of asset portfolios for various real estate companies in the United States and internationally. He is a managing member with Grid Development Partners LLC, which creates community-based utility co-ops to facilitate the distribution of energy that operate independent of a power grid. Affordable-housing development isn’t Herbert’s only forte: He has worked in association with Pacific Charter School Development to create a long-term facility project for Bay Area Charter Schools. Although Jabari’s professional plate is very full, he finds time to give back as a civic member of a number of organizations, including: Kappa Alpha Psi; Bay Area 100 Black Men; Friendship Christian Center International; Black Economic Block Enterprise; the Mandela Food Cooperative; and the San Francisco Housing Development Corporation. 

Laurie Scolari
Lecturer at San Francisco State University and University of San Francisco
Laurie Scolari, Ed.D. recently launched a collective-impact initiative as the Director of the Our Children Our Families Council. In that capacity, she created a citywide children and youth equity framework for the City of San Francisco. She is currently a lecturer in the School of Education at both San Francisco State University and University of San Francisco. Previously, Laurie served as the Dean of Counseling and Student Support Services at City College of San Francisco for seven years. In that role, she spearheaded several data-driven initiatives aimed at improving the transition of high school students of color into community colleges, including Frisco Day. Laurie’s work entitled, “You Can’t Point Fingers at Data” Cross-agency Collaboration and Shared Data from a Community Perspective was recently published by Harvard Education Press.

Kevin Stein
Associate Director, California Reinvestment Coalition
Kevin Stein works primarily on housing issues, including efforts to fight predatory mortgage lending. Kevin was the primary author of CRC’s reports, “Stolen Wealth: Inequities in California’s Subprime Mortgage Market,” which investigated subprime and predatory lending practices in the state, and “Who Really Gets Home Loans? Years Ten and Eleven” and “Who Really Gets Higher Cost Home Loans,” a duo of analyses of home lending that explores the relationship between race and the cost of credit. Before coming to CRC, Kevin was Supervising Attorney at the East Palo Alto Community Law Project and Lecturer in Law at Stanford Law School, working on community economic development issues. Prior to that, he worked at HomeBase, a law and social policy center on homelessness. Kevin is a graduate of the Georgetown University Law Center and Stanford University.