Keep Your Home California

The state of California has access to nearly $2 billion in federal funds to help eligible homeowners avoid preventable foreclosures. At least 100,000 struggling homeowners will benefit from Keep Your Home California programs. One of these programs might help you:

Unemployment Mortgage Assistance – Provides temporary assistance to eligible homeowners who have suffered involuntary unemployment.

Principle Reduction Program – Helps reduce homeowners with severe negative equity qualify for a sustainable loan modification, by reducing principal loan balances.

Mortgage Reinstatement Assistance Program – Helps eligible homeowners reinstate their first mortgage loan if they have fallen behind due to short-term financial problems.

Transition Assistance Program - Provides one-time funds to help homeowners who execute a short sale or deed-in-lieu of foreclosure program, relocate into a new housing situation.

Basic homeowner eligibility requirements:

  • Own and occupy the home as primary residence
  • Meet low and moderate income limits
  • Have documented, eligible hardship
  • Adequate income to sustain modified mortgage payment
  • Mortgage loan is delinquent or in imminent default

Basic property eligibility requirements

  • Mortgage is a first lien loan originated on or before January 1, 2009
  • Unpaid principle balance does not exceed $729,750
  • Property must not be abandoned, vacant or condemned
  • Property must be located in California.

Find out if you qualify for a Keep Your Home California program.

Call: 888.954.KEEP (5337)