Meet Our Board


William Ortiz-Cartagena (photo, top)
Owner, Cartagena Consulting
William Ortiz-Cartagena, born and raised in the San Francisco’s Mission District, has over 10 years in the hospitality industry enjoying a successful career with Joie de Vivre hospitality. After leaving Joie de Vivre, William founded several companies. He now focuses his efforts in the challenges experienced by underserved communities in San Francisco. William currently serves as a Commissioner on the San Francisco Small Business Commission. 


Whitney Jones
Director of Housing Development, Chinatown CDC
Whitney Jones first started in 1992 at Chinatown CDC, a San Francisco-based nonprofit that works in the areas of community planning and engagement; youth and leadership development; and housing development, management and service provision. He was hired as Housing Development Assistant before becoming a Project Manager, then Senior Project Manager, and eventually assuming his current position. Whitney has been involved in the acquisition, rehabilitation and development of over 2,000 units of affordable housing in Washington, D.C. and San Francisco. He is a graduate of LISC’s Housing Development Training Institute and the University of Southern California’s Bay Area Ross Program for Real Estate, as well as the University of Kansas with a B.A. in English, and the University of California, Berkeley with an M.A. in Geography.  He has lived in the Mission District since 1991.


Kavita Gobburi
Loan Officer, Northern California Community Loan Fund
Kavita Gobburi is a Loan Officer at the Northern California Community Loan Fund.  Prior to joining NCCLF in 2011, she worked as a Senior Financial Analyst at Bank of America in New York.  Her experience in finance ranges from management reporting and financial analysis, to strategic planning and small business finance. In addition to her work in financial services, she has held executive positions in the nonprofit sector, addressing social issues including economic and community development, education and civic engagement. Kavita worked as the director of a nonprofit focused on providing access to technology education to disadvantaged youth across the United States. She also has international experience working for a microfinance institution in Bangalore, India. Kavita graduated with an undergraduate degree in Biology from UC San Diego and an MBA from Thunderbird, Graduate School of International Management.

Miriam Chion
City and Regional Planning Lecturer, UC Berkeley
Miriam Chion’s academic and professional work has focused on urban and regional planning, land use policies, community resources and international development. Until 2017, she was the Planning and Research Director at the Association of Bay Area Governments. Previously, she worked at Clark University, Mass., and at the San Francisco Planning Department.  Miriam completed her doctoral studies at UC Berkeley, and architectural degree in Lima, Peru. 

M. Teresa Gárcia
Family Resource Center Program Associate, First 5 San Francisco
Teresa Garcia worked as a business and financial coach at MEDA for 17 years before now joining the organization’s board. 

Jabari Herbert
Managing Member, The Herbert Enterprises Group
Jabari Herbert is a 25-year veteran of the real estate development industry. He currently identifies capital investment opportunities and manages the development of asset portfolios for various real estate companies in the United States and internationally. He is a managing member with Grid Development Partners LLC, which creates community-based utility co-ops to facilitate the distribution of energy that operate independent of a power grid. Affordable-housing development isn’t Herbert’s only forte: He has worked in association with Pacific Charter School Development to create a long-term facility project for Bay Area Charter Schools. Although Jabari’s professional plate is very full, he finds time to give back as a civic member of a number of organizations, including: Kappa Alpha Psi; Bay Area 100 Black Men; Friendship Christian Center International; Black Economic Block Enterprise; the Mandela Food Cooperative; and the San Francisco Housing Development Corporation. 

Kevin Stein
Associate Director, California Reinvestment Coalition
Kevin Stein works primarily on housing issues, including efforts to fight predatory mortgage lending. Kevin was the primary author of CRC’s reports, “Stolen Wealth: Inequities in California’s Subprime Mortgage Market,” which investigated subprime and predatory lending practices in the state, and “Who Really Gets Home Loans? Years Ten and Eleven” and “Who Really Gets Higher Cost Home Loans,” a duo of analyses of home lending that explores the relationship between race and the cost of credit. Before coming to CRC, Kevin was Supervising Attorney at the East Palo Alto Community Law Project and Lecturer in Law at Stanford Law School, working on community economic development issues. Prior to that, he worked at HomeBase, a law and social policy center on homelessness. Kevin is a graduate of the Georgetown University Law Center and Stanford University.

Dolores Terrazas
Administrative Director, YMCA of the East Bay
Dolores Terrazas is a key member of the newly merged YMCA of the East Bay organization, and a member of the leadership unit of the Early Childhood Impact division. Her experience in the field of early childhood education ranges from direct operations as director of a 450-child development program (Head Start), private consulting, working in higher ed, local and national government to strategic planning and administration. In addition to her work in early education, Dolores has worked and forwarded the agenda of addressing social justice issues of immigrants and dual-language learners. Dolores is a native San Franciscan, holds a bachelor’s degree from San Francisco State University and a master’s degree in curriculum and instruction from New Mexico State University, plus is an alumna of the National Hispana Leadership Institute, a Head Start Fellow and a graduate of UCLA Johnson & Johnson Management Fellows Program.

Rafael Yaquian-Illescas
Attorney, Goldfarb-Lipman
Rafael Yaquian-Illescas specializes in the legal areas of community-economic development, affordable housing and real estate finance. His practice emphasizes land use, real estate, economic development and municipal government advice to public agencies, private organizations and individuals. Rafael also has extensive experience helping clients interpret and implement the redevelopment dissolution statutes.

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