Mei and her husband were interested in purchasing a home in pricey San Francisco. They recently started a family and wanted a permanent place for themselves and their one-year-old son. When Mei was looking for a mortgage loan, she was referred to MEDA to obtain a First-Time Homebuyers Certification so that she could apply for the city’s inclusionary housing programs. Since Mei and her husband were born and raised in China, MEDA’s counseling program seemed like a great place to learn about the home buying process in the United States. Her counselor informed Mei’s family about the Workforce Initiative Subsidy for Homeownership (WISH) grant, which matched her $5,000 contribution by three ($15,000), for a total of $20,000 to be used as a down payment. With the guidance of her counselor, Mei was able to purchase a below-market-rate (BMR), brand-new condo in downtown San Francisco. Mei and her family are now enjoying life in their new residence.