1 FAMILY WEALTH B A N K I N G O N T H E F U T U R E Luz improved her financial situation by doing her taxes at MEDA in 2018. She was just one of 4,934 clients who had their taxes prepared for free, with $6.14 million returned to the low-income community. There were even 475 Individual Taxpayer Identification Number (ITIN) applications prepared, putting clients on the right path. Luz strengthened her family’s finances, as did the 3,286 clients who last year had a positive outcome MEDA calls DISC (reduced debt; increased income or savings; and improved credit). Now with a budget, Luz puts money aside to save not just for immediate bills, but for the future of her three children. While before the family was counting money day to day, Luz says that is no longer an issue. In Luz’ home and across the land, the ecosystem will foster generational wealth and power-building, so that Latino families are financially thriving. 8