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2 Our Asset Building Programs Financial Capability Empowering families to achieve lifelong financial health and economic success. Clients 716 Positive financial outcomes includes improving debt income savings or credit 1195 Reduced debt by 5 151 clients 172 outcomes Increased credit score 25 236 clients 341 outcomes My financial coach talked to me not at me. Financial Capability Client De De Tillman Business Development Helping small businesses thrive in our community. Business training clients total served 390 Businesses created 21 Jobs created 47 Loans packaged includes Secured Credit Cards 44 Total amount packaged 395600 I hope to provide a better and more stable life for my new family in the U.S. and my family back in Mexico. I also look to create opportunities for other people who are coming to this country looking for a better life. Business Development Client Victor Caicero Housing Opportunities Sustaining families through affordable housing and homeownership opportunities. Workshop participants combined 885 One-on-one counseling combined 401 New homeowners 41 Foreclosures prevented 4 Families financially ready to purchase a home 175 We are in our new home which we love Thanks MEDA for the invaluable assistance in putting us on the path that led us here. Homeownership Clients Chris and Yayoi Baker SparkPoint San Francisco MEDAs Plaza Adelante has become the SparkPoint San Francisco center with the valued sponsorship of United Way of the Bay Area. SparkPoints experts help families create step-by-step action plans to tackle their unique financial needs via the service-integration model of MEDAs innovative Asset Building Programs. First-time homebuyers 175 families financially ready to purchase a home after workshops and coaching