MEDA’s Homeownership program provides one-on-one counseling sessions and group workshop curriculum in both Spanish and English. We offer homeownership related services including financial education, credit counseling, information on down payment and closing costs assistance programs, affordable housing options, and foreclosure intervention counseling. Homeowners also learn how to protect themselves from predatory lenders and counselors conduct loan document reviews. MEDA is a HUD Approved Housing Counseling agency and a member of the local collaborative known as Homeownership SF, which strongly advocates and supports affordable housing.

The Homeownership  Program at MEDA provides low- and- moderate-income first-time homebuyers with relevant financial education, credit counseling, and information on mortgage assistance programs.

MEDA offers the following services to help you achieve homeownership:

First Time Homebuyer Education:
Workshops on the process of buying a home, repairing your credit and saving for your down payment.
Download the PrePurchase Intake Form: English | Spanish

Individual Counseling:
One-on-one counseling helps you analyze your budget, savings, credit history, and mortgage readiness.

Click here to download the Credit Report Authorization Form.

Long-term Counseling:
On-going counseling is available to help you through all stages of the home buying  process: setting your goals, becoming pre-approved for a mortgage loan, the escrow process, and maintaining your home over the long term.

Resources for First-Time Homebuyers:
MEDA clients have access to our network of qualified lenders and Realtors who specialize in first-time homebuyers and the many special programs available through the City and the State. Clients also receive regular mailings announcing affordable homes for sale in San Francisco.

For more information on First- time Homebuyer Programs please visit the San Francisco Mayor’s Office of Housing or California Housing Finance Agency

Nuestra Casa : California Latino Housing Network
Nuestra Casa is a bilingual comprehensive asset building and economic empowerment program. Buy a home, reduce your debt, avoid foreclosure, build your credit and more! We are located in San Francisco, Los Angeles and San Bernardino.  Visit one of our offices or our mobile lab for services. Learn more about at NuestraCasaCalifornia.org.

NEW! Try the resources below which provide you with a set of interactive mortgage calculators for experimenting with and understanding the different financial aspects of homeownership. Click on one of the phrases and get started!

HomeBuyer Go!
How much house can I afford

Deciding to Buy or Rent

Mortgage Calculator

Amortization Calculator

Mortgage Point Calculator

Budget Planner

Understanding Tax Deductions and Benefits

Understanding Cash Flow
Understanding Mortgage Interest and Principal
Understanding Adjustable Rate Mortgages

All services are FREE, bilingual (English–Spanish).

Need to meet with a Counselor?

You must attend one of our First-time Homebuyer’s Workshops prior to meeting with one of our  counselor or if you have already attended a workshop, you must provide a copy of the Certificate of Education along with a completed with copies of your supporting documents.

Call us to register for an Orientation Workshop where you will learn more about becoming a homeowner and about the services offered by MEDA.

Download the PrePurchase Intake Form: English | Spanish



Are you in the process of, or at risk of losing your home to foreclosure? MEDA is here to help you identify the best solution for your situation. We can help you develop a household budget and debt reduction plan, prepare and submit a loan modification package, learn what to expect in the foreclosure process, and protect yourself from mortgage modification scams. Contact us today for assistance.

Contact:  415-282-3334 ext. 101 or homeownership@medasf.org

Learn more about the Keep Your Home California programs